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Depending upon your use of Our Site, We may collect some or all of the following data. You have rejected cookies 15.1 If you have an Account, We may from time to time send you important notices by email. We are seeking a new defined contribution (DC) Master Trust pension scheme, which: meets the standards of the Pensions Regulator's Master Trust assurance framework and is seeking or has achieved Master Trust authorisation. We have no control over how your data is collected, stored or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them. If you do not accept and agree with this Privacy Policy, you must stop using Our Site immediately. This includes sharing it outside of Trafalgar House Pensions Administration Ltd. 6.2 An Account is required if you wish to submit User Content. 1.1 In these Terms and Conditions, unless the context otherwise requires, the following expressions have the following meanings:. on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. Your right to use Our Site will cease immediately in the event of such a breach. internet browser or the documentation that came with your device. What Happens If Our Business Changes Hands? We do not, however, make any representations, warranties or guarantees (whether express or implied) that such Content is complete, accurate, or up-to-date. Cookies are then sent back to the originating website on each subsequent visit, or to another website that recognises that cookie. However, to use all features and functions available on Our Site you will be This Privacy Policy applies only to your use of Our Site. Liechtenstein). Protection Regulation (GDPR); means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003 as amended in 2004, 2011 and 2015; and. In some cases, the third parties may require access to some or all of your data. the use of this Application, to prepare reports on its activities and share them with other Google services. the right to ask Us to delete any personal data We hold about you; In certain circumstances, the right to restrict (i.e. to process pension payments) and tax code; demographic information such as post code, preferences and interests; web browser type and version (automatically collected); operating system (automatically collected); and, a list of URLs starting with a referring site, your activity on Our Site, and the site you exit to (automatically collected). understand it. 10.4 If, as a result of Our failure to exercise reasonable care and skill, any digital content from Our Site created by Us (that is not User Content) damages your device or other digital content belonging to you, you may be entitled to certain legal remedies. If any of your information changes at a later date, it is your responsibility to ensure that your Account is kept up-to-date. 10.4 If, as a result of Our failure to exercise reasonable care and skill, any digital content from Our Site created by Us (that is not User Content) damages your device or other digital content belonging to you, you may be entitled to certain legal remedies. 14.1 All personal information that We may collect (including, but not limited to, your name and contact details) will be collected, used and held in accordance with the provisions of the Data Protection Act 1998 and your rights and Our obligations under that Act. Intellectual Property Rights and Our Site. means Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire, GU14 6XN and whose main trading address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire, GU14 6XN. 15.3 For questions or complaints about communications from Us, please contact Us at contactus@thpa.co.uk. and best for you. Thames Water currently has a plan to cut its pension deficit to zero by 2027, with it currently paying 22m . Your email address might also be added to this list as a result of Earlier this month, Pensions Age reported that Thames Water was in talks with unions over the future of its DB schemes, as it plans to close the schemes by March 2020. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third party cookies. First party Cookies are those placed directly by Us and are used only by Us. 3.2 It is your responsibility to make any and all arrangements necessary in order to access Our Site. risk by allowing them. Where any of your data is required for provided by users will, where it is relevant to any part of Our business so transferred, be transferred along with that part and the new owner or newly controlling party Our external shareholders Our Site, www.myworkpension.co.uk, is owned and operated by Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN. Your consent will not be sought to place these Cookies. prevent) the processing of your personal data; The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation); The right to object to Us using your personal data for particular purposes; and. Third parties whose content appears on Our Site may use third party Cookies, as detailed below in section 15. Your privacy is protected by law. Dr White has complained that Thames Water, his employer, used a compromise agreement to circumvent the Scheme rules regarding the payment of an unreduced pension. 15.2 We will never send you marketing emails of any kind. 5.6 Subject to sub-Clauses 5.3 and Clause 7 (governing User Content) you may not otherwise reproduce, copy, distribute, sell, rent, sub-licence, store, or in any other manner re-use Content or any other material from Our Site unless clearly given express permission to do so. Changes to these Terms and Conditions. that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003. Thames Water is the UK's largest water and wastewater company. 4.3 We require that you choose a strong password for your Account, consisting of a combination of lowercase and uppercase letters, numbers, and symbols. 14.2.4 Provide you with information about your pension. Water services organisation Thames Water has switched from a stakeholder pension scheme to a master trust arrangement for 5,000 members. This Privacy Policy applies only to your use of Our Site. By donating today, you could help us answer more calls to our advice line, campaign harder for older people's rights and fair treatment and provide regular friendship calls to people who are desperately lonely. Water Direct has been designed with the Department for Work and Pensions (DWP). Please contact Us for more details at contactus@thpa.co.uk, or using the contact details below in section 16. 7.3.6 any other actions which We deem reasonably appropriate (and lawful). We may, from time to time, expand or reduce Our business and this may involve the sale and/or the transfer of control of all or part of Our business. pension scheme to which you are a member. We may sometimes contract with third parties to supply services to you on Our behalf. Please read these Terms and Conditions carefully and ensure that you understand them. Cookies are then sent back to the originating website on each subsequent visit, or to another website that recognises that cookie. 11.1 To the fullest extent permissible by law, We accept no liability to any User for any loss or damage, whether foreseeable or otherwise, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) Our Site or the use of or reliance upon any Content (whether it is provided by Us or whether it is User Content) included on Our Site. The operation of Our site does not require oversight by any professional or regulatory body. Insurance, Health & Wellness Financial & Retirement Family & Parenting Vacation & Time Off Perks & Benefits Professional Support Insurance, Health & Wellness Death in Service 5.0 1 Rating enabling Us to better understand how people use Our Site. 15.3 For questions or complaints about communications from Us, please contact Us at contactus@thpa.co.uk. 7.1 You may only use Our Site in a manner that is lawful and that complies with the provisions of this Clause 7. It does not extend to any other data held or processed by your pension scheme for any other purposes than for the use of as detailed below in section 15.9, but please be aware that Our Site may not work as intended if you do so. Google utilizes the Data collected to track and examine the use of this Application, to prepare reports on its activities and share them with other Google services. Intellectual Property Rights and Our Site. 11.3 Our Site is intended for non-commercial use only. 4.6 If you wish to close your Account, you may do so at any time. all cookies or only third party cookies. In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal information, for example, where We are By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. involved in legal proceedings, where We are complying with the requirements of legislation, a court order, or a governmental authority. You may restrict your internet browsers use of Cookies. We do not, however, make any representations, warranties or guarantees (whether express or implied) that such Content is complete, accurate, or up-to-date. Complaint summary. Where any of your data is required for such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the obligations of the third party under the law. Thames Water Mirror Image Pension Scheme - Statement of Investment Principles (SIP), Thames Water Mirror Image Pension Scheme - Implementation Statement. You may remove these Cookies and prevent future use of them by following the steps set Site. Threaded commenting powered by interconnect/it code. 4.1 Certain parts of Our Site (including the ability to submit User Content) will require an Account in order to access them. Some data will be collected automatically by Our Site (for further details, please see section 15 on Our use of Cookies, other data will only be collected We have taken great care to ensure that your privacy is not at risk by allowing them. You may also wish to sign up to one or more of the preference services operating in the UK: The Telephone Preference Service (the TPS), the Corporate Telephone Preference Service (the CTPS), and the Mailing Preference Service (the MPS). But even then, it must not unfairly go against what is right and best for you. in Our emails and at the point of providing your details and by managing your Account). and best for you. These policies are incorporated into these Terms and Conditions by this reference. If you do not agree to comply with and be bound by these Terms and Conditions, you must stop using Our Site immediately. Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. You are therefore advised to check this page from time to time. Please contact Us for more details at contactus@thpa.co.uk, or using the contact details below in Site, www.myworkpension.co.uk, is owned and operated by Trafalgar House 7.2 When submitting User Content (or communicating in any other way using Our Site), you must not submit, communicate or otherwise do anything that: 7.2.1 is obscene, deliberately offensive, hateful, or otherwise inflammatory; 7.2.3 promotes or assists in any form of unlawful activity; 7.2.4 discriminates against, or is in any way defamatory of, any person, group or class of persons, race, sex, religion, nationality, disability, sexual orientation, or age; 7.2.5 is intended or otherwise likely to threaten, harass, annoy, alarm, inconvenience, upset, or embarrass another person; 7.2.6 is calculated or otherwise likely to deceive; 7.2.7 is intended or otherwise likely to infringe (or threaten to infringe) another persons right to privacy; 7.2.8 misleadingly impersonates any person or otherwise misrepresents your identity or affiliation in a way that is calculated to deceive; or. 12.1 We exercise all reasonable skill and care to ensure that Our Site is secure and free from viruses and other malware. You will be responsible for any loss or damage suffered by Us as a result of such breach. They are available Monday - Friday 8am to 5pm and will talk you through your income and payments so please have this information handy. We may share your data with other companies in Our group. The company, which serves 15m customers . to the originating website on each subsequent visit, or to another website that recognises that cookie. 5. 12.6 By breaching the provisions of sub-Clauses 12.3 to 12.5 you may be committing a criminal offence under the Computer Misuse Act 1990. What help is provided? You can choose to enable or disable Cookies in your internet browser. oversight by any professional or regulatory body. 12.1 We exercise all reasonable skill and care to ensure that Our Site is secure and free from viruses and other malware. Certain of these Cookies may be placed immediately when you first visit Our Site and it may not be possible for Us to obtain your prior consent. personal details such as your name, gender, age, date of birth, contact details (e.g. We respect and value the privacy of everyone who visits Our Site and will only collect and use information in ways that are useful to you and in a manner consistent with your rights and Our obligations under the law. Google Analytics is a web analysis service provided by Google Inc. (Google). We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our services. to process pension payments) and tax code; demographic information such as post code, preferences and interests; web browser type and version (automatically collected); operating system (automatically collected); and, a list of URLs starting with a referring site, your activity on Our Site, and the site you exit to (automatically collected). 18.2 If you are a pension scheme member, any disputes concerning these Terms and Conditions, the relationship between you and Us, or any matters arising therefrom or associated therewith (whether contractual or otherwise) shall be subject to the jurisdiction of the courts of England, Wales, Scotland, or Northern Ireland, as determined by your residency. 11.6 Nothing in these Terms and Conditions excludes or restricts Our liability for fraud or fraudulent misrepresentation, for death or personal injury resulting from negligence, or for any other forms of liability which cannot be excluded or restricted by law. If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 16 and We will do Our best The operation of Our site does not require 8390, or by post at Trafalgar House Pensions Administration Limited, Trafalgar House, PO Box 119, Blyth NE24 9EN. Your consent will not be sought to place these Cookies. Mr Ds complaint concerns changes that were made to the Schemes additional voluntary contribution (AVC) arrangements by the Trustee. You may still block these cookies by changing your internet browsers settings We have no control over how your data is collected, stored or used by other websites and We advise you to check the privacy policies of any such websites before providing any data to them. 8.4 You may not link to Our Site from any other site the content of which contains material that: 8.4.2 is obscene, deliberately offensive, hateful or otherwise inflammatory; 8.4.4 promotes or assists in any form of unlawful activity; 8.4.5 discriminates against, or is in any way defamatory of, any person, group or class of persons, race, sex, religion, nationality, disability, sexual orientation, or age; 8.4.6 is intended or is otherwise likely to threaten, harass, annoy, alarm, inconvenience, upset, or embarrass another person; 8.4.7 is calculated or is otherwise likely to deceive; 8.4.8 is intended or is otherwise likely to infringe (or to threaten to infringe) another persons privacy; 8.4.9 misleadingly impersonates any person or otherwise misrepresents the identity or affiliation of a particular person in a way that is calculated to deceive (obvious parodies are not included in this definition provided that they do not fall within any of the other provisions of this sub-Clause 9.4); 8.4.10 implies any form of affiliation with Us where none exists; 8.4.11 infringes, or assists in the infringement of, the intellectual property rights (including, but not limited to, copyright, patents, trade marks and database rights) of any other party; or. Such notices may relate to matters including, but not limited to, service changes, changes to these Terms and Conditions, and changes to your Account. Unless expressly stated, these sites are not under Our control. You may access certain areas of Our Site without providing any data at all. The analytics service(s) used by this Website use(s) the following Cookies. Deep-linking to other pages requires Our express written permission. We do not require any further consent section 16. Your data will only be stored within the European Economic Area (the EEA) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). We exercise all reasonable skill and care to ensure that Our Site immediately understand them and... Another website that recognises that cookie are complying with the requirements of legislation, a court,..., a court order, or to another website that recognises that cookie,! The event of such a breach to supply services to you on Site... 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thames water pension scheme